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Annuities are a fast-growing retirement income solution, but it can be difficult to see if one fits your needs. Learn all about annuities and their unique retirement benefits in this detailed, comprehensive guidebook. Act now and receive your FREE information resource kit today!

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THE ANNUITY INSIGHTS GUIDEBOOK

Avoid Costly Annuity Mistakes with This Guidebook!

DENNIS EDMONDS is the Founder and Managing Partner of Federal Benefits Information Center. As a Federal Benefits Consultant, he specializes in retirement planning and financial strategies for Federal employees. Dennis holds the Chartered Federal Employee Benefits Consultantâ„  designation – a prestigious, high-tier expertise in Federal Benefits held by less than 1% of all retirement and financial professionals in the United States.

It may be difficult to understand all of your Federal Benefits, let alone their requirements and complexities. Incomplete forms, missed deadlines, misunderstood elections, or poor timing could mean as much as thousands of dollars lost over a Federal career. As a ChFEBCâ„  practitioner, Dennis offers a high-level knowledge of the complete Federal Benefits System. His expertise in understanding Federal Benefits parallels those of the Office of Personnel Management and of Select Services.

Through the Federal Benefits Information Center, a leading independent source for information and education of Federal Benefits, Dennis is passionate about sharing his knowledge with you, others, and Federal workers at all career stages. He works closely with Federal employees to understand benefits issues, maximize their benefits, and avoid costly missteps.

Dennis began his career in financial services with a Fortune 100 company. During that time, he helped small business owners, retired investors, and high net-worth households to prepare for successful retirement transitions. Today, he leverages 26+ years of experience to cover retirement issues pertaining to Federal workers, as well as across-the-board challenges facing baby boomers.

ABOUT THE FINANCIAL PROFESSIONAL

BRIEF TABLE OF CONTENTS

WHAT READERS SAID ABOUT THIS BOOK

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Introduction

05

Will You Have Enough Income?

07

Why Do People Buy Annuities?

10

Five Types of Annuities

10

How Solid Are Annuity Guarantees?

20

Rules and Regulatory Bodies

21

Surplus Reserves and Solvency

23

Insurance Companies versus Banks

24

Annuitization and Income Riders: 

28

Accumulation & Income Values?

31

Enhanced Benefit Riders?

36

Do Surrender Periods Matter?

38

Market Value Adjustments?

40

Annuity for Your Portfolio?

42

Better Your Retirement Strategy

43

Ask your Advisor the Right 
Questions

45

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By clicking the button, you also agree that we may use a computer or other automatic dialing technology to contact you. Even if automated dialing is used, there will be a human, not a recorded message, on the phone when you answer. Accepting this offer is not a condition of any purchase.  

Annuity guarantees depend on the financial strength and claims-paying ability of the insurance company issuing the annuity contract. They are not insured by any bank, by the FDIC, or by the NCUSIF. Not insured by any federal government agency.

SafeMoney.com offers independent annuity and life insurance product information to the public, and is not a licensed insurance agent or agency. Nothing on this website is a recommendation to buy or sell an annuity or life insurance product. All website content is for educational purposes only. No product companies have endorsed the reviews on this site, nor is SafeMoney.com compensated for reviews.

SafeMoney.com does not rate or endorse any specific product, insurance agent or agency and does not warrant any information on this web site. SafeMoney.com does not provide tax, legal, accounting, fiscal, or investment advice. SafeMoney.com claims no liability for any actions or advice given or decisions made in conjunction with this website or the agents on this website. It is your responsibility to research and consult with a licensed financial services professional about your personal situation before making any financial decisions.

Federal Benefits Information Center is not affiliated with, endorsed or sponsored by the U.S. Federal Government. Nor is it affiliated with, endorsed or sponsored by any U.S. Government agency.

The material on this website is for informational and educational purposes only. It is not intended to be and should not be understood to be investment, tax or legal advice. Please consult with qualified professionals in these areas regarding your situation.

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